Why Credit Unions?

• Not for Charity, Not for profit, but for service.
• You’re a member-owner, not a number!
• We answer to YOU, not invisible investors.
• Competitive rates and fees.
• We do our best to say “yes”, when you need a second chance.
• Your savings are federally insured.
• We meet you where you are.

SEVEN COOPERATIVE PRINCIPLES

Credit unions promote the financial well-being of members, including those of modest means, through a system that is cooperative, member-owned, volunteer-directed and not-for-profit.   These seven key principles define why credit unions are different than any other type of financial institution.

The Principles

• Voluntary Membership
• Democratic Member Control
• Members' Economic Participation
• Autonomy and Independence
• Education, Training & Information
• Cooperation among Cooperatives
• Concern for Community

   Products and Services

• Regular Shares
• First Mortgages
• Children’s Accounts
• Association and Group Accounts
• Direct Deposits/ACH
• Certificates of Deposit
• Borrow and Save
• New and Used Vehicles
• Home Improvements
• Appliance and Furniture Purchases
• Vacation Loans
• Visa Gift and Credit Cards
• Share Secured Loans
• Financial Education
• Credit Repair/Counseling
•  GAP Auto Insurance
•  Debt Protection Insurance