
Why Credit Unions?
- Not for Charity, Not for profit, but for service.
- You’re a member-owner, not a number!
- We answer to YOU, not invisible investors.
- Competitive rates and fees.
- We do our best to say “yes”, when you need a second chance.
- Your savings are federally insured.
- We meet you where you are.
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SEVEN COOPERATIVE PRINCIPLES
Credit unions promote the financial well-being of members, including those of modest means, through a system that is cooperative, member-owned, volunteer-directed and not-for-profit. These seven key principles define why credit unions are different than any other type of financial institution.
The Principles
- Voluntary Membership
- Democratic Member Control
- Members' Economic Participation
- Autonomy and Independence
- Education, Training & Information
- Cooperation among Cooperatives
- Concern for Community
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Products and Services
- Regular Shares
- First Mortgages
- Children’s Accounts
- Association and Group Accounts
- Direct Deposits/ACH
- Certificates of Deposit
- Borrow and Save
- New and Used Vehicles
- Home Improvements
- Appliance and Furniture Purchases
- Vacation Loans
- Visa Gift and Credit Cards
- Share Secured Loans
- Financial Education
- Credit Repair/Counseling
- GAP Auto Insurance
- Debt Protection Insurance
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